Share in Success Together.

Leverage comprehensive and high-value benefits that empower your organization and your people to thrive now and in the future.

Our clients choose us for one simple reason.

Our consultative style delivers the confidence to make the right decisions for the long-term life of your business.

HCG is a family-owned and managed Twin Cities benefit consulting firm, specializing in providing guidance on employee benefit plans to Minnesota businesses with up to 200 employees.

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Navigating the employee benefits landscape.

An employee benefits package, led by medical insurance, can account for a company’s second largest expense behind payroll. Yet it’s necessary to mitigate risk, protect valuable staff and help you retain quality, hard to replace talent through a well thought out, easy to manage plan. Understanding the complexities, navigating changes and paying attention to the details yields the best decision. Let us do that for you, so you can concentrate on the work at hand.

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Take good care of your employees.

Understanding the nuances.

Across the board, discerning the differences between the major plans is difficult. On the surface they offer very similar coverage at similar rates and to an untrained eye, appear to be “all the same.”

Find the right balance: We’ll help you develop the right plans and protection while maximizing the best cost decision for your business.

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Make the right decisions.

HCG is your strategic alliance in employee benefit solutions that position your business as a destination for valuable talent in a competitive marketplace.

Explore the full array of insurance and retirement solutions from HCG.

Employee Benefit Plans

Employer Retirement Plans

Personal Insurance Plans

Retirement Income Planning

Our Unique Approach

Business Partner vs. Vendor

We skip pitching you products and instead collaboratively craft a holistic benefits strategy that is guided by your organizations needs and goals.

Students of the Market

We stay on top of the ever-changing landscape of benefits so that we can provide the most innovative and highest-value options.

Simplify Complex Concepts

We provide a clear and concise synopsis of your benefits options so that you feel good about the choices you make for you and your employees.

Empower Choice and Action

We provide comprehensive onboarding and ongoing education that ensures your employees can best utilize benefits for their individual needs.

White Glove Service

We are an extension of your team that provides timely support and solutions for benefits-related situations that may arise.

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Employee Benefits + Retirement Plans

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Personal Insurance Plans

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Tell Us How We Can Help You Today

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