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Meet HCG

HCG is proud to be a Minnesota-based, family-owned small business. Being multi-generational, our succession plan is already in place and ready to serve you for the long-term life of your business. 

“Working with small businesses gives me the great opportunity to make personal connections. I started HCG in 2000 to serve the small business community with integrity, accountability and compassion. These core values guide the service we provide to our clients. Since starting HCG, I have been blessed to bring my sons into the family business. It has given me great joy to instill our family’s values into their professional lives and see them thrive. HCG is well-positioned to take good care of our clients for decades to come.” – Jean Hegarty, President of HCG

Jean M. Hegarty


(612) 746-2314

 As President of HCG, Jean builds meaningful relationships with businesses built on integrity and trust. She assists clients by providing thorough analysis and offering strategic solutions to achieve their benefit plan goals.

Since 1980, Jean has gained a reputation as a valued consultant to her clients, colleagues and industry professionals. She has seen many changes throughout her time in the employee benefits industry and has always served with a genuine commitment to service.

Prior to launching HCG in 2000, Jean was previously with Principal Financial Group for 20 years as a customer service representative and sales executive. Away from the office Jean can be found leading a true Minnesotan lifestyle, fishing, boating and enjoying time with her family.

Honors:  5 Star Health Insurance Professional Award

Community Involvement:  Girls Going Places & Feed My Starving Children

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS, . Financial Representative of Guardian

Steven J. Hegarty

Vice President, Wealth Management Advisor

(612) 385-7710

Steve develops meaningful relationships by listening and understanding you, your spouse, your family and what matters most in your life.  He'll review and discuss your financial successes and challenges, assist you to prioritize your retirement goals and create a retirement income strategy to show which decisions make a meaningful difference toward helping you achieve a sustainable income during your retirement years.

Prior to HCG, Steve was the director of software development responsible for project management, development and application support. Away from the office Steve is tethered to the family cabin fishing, boating and spending time with his family, kids and grandkids.

Designations: RICP®, CLTC                                                                 

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS)

Jason D. Hegarty

Vice President - Employee Benefits

(612) 746-2239

As Vice President and member of HCG since 2007, Jason guides businesses through the design of value-based employee benefit programs that are cost effective and tailored to attract and retain valued employees.

Jason’s focus is to develop creative solutions that align with his client’s goals and budgets. His thoughtfulness and attention to detail also makes him instrumental in the onboarding process and day to day communications.

Staying true to his Minnesota roots, when not immersed in the labyrinth of benefit plans, he can be found playing competitive softball (around the country), honing his golf game or relaxing on the lake with a rod & reel.

Community Involvement:  Habitat for Humanity

Registered Representative of Park Avenue Securities LLC (PAS), 920 Second Avenue South, Suite 1100, Minneapolis, MN 55402. Securities products and services offered through PAS, 612-746-2200.  Hegarty Consulting Group LLC is not an affiliate or subsidiary of PAS or Guardian. 

PAS is a member FINRA, SIPC.

Ryan M. Hegarty

Vice President - Employee Benefits

(612) 746-2281

As a Vice President in the family business, Ryan works closely with businesses to develop a robust employee benefit offering that retains present employees and attracts the future.

Ryan utilizes his small business experience with HCG to help clients navigate the challenges faced in an everchanging marketplace. With an eye toward the bottom line, he balances plan coverage and cost while ensuring budget objectives are met. Ryan also has extensive experience assisting individuals and families with coverage options offered through MNSure and the private insurance market. He enjoys applying his creativity and relationship building to every client and case.

Prior to HCG, Ryan held various corporate positions at Minnesota-based retailers, Target and Best Buy. Outside of work, Ryan can be found golfing, truly enjoying home improvement projects and being with his growing young family.

Community Involvement:  Second Harvest Heartland´╗┐

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Hegarty Consulting Group LLC is not an affiliate or subsidiary of PAS.